[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.kerabel.cz\/nezoufejte-podnikatele\/#Article","mainEntityOfPage":"https:\/\/www.kerabel.cz\/nezoufejte-podnikatele\/","headline":"Nezoufejte, podnikatel\u00e9","name":"Nezoufejte, podnikatel\u00e9","description":"Kdo by necht\u011bl m\u00edt dost pen\u011bz a b\u00fdt sv\u00fdm vlastn\u00edm p\u00e1nem, \u017ee? To je snad ide\u00e1l ka\u017ed\u00e9ho z n\u00e1s. Jen\u017ee aby se to n\u011bkomu po\u0161t\u011bstilo, mus\u00ed se doty\u010dn\u00fd v\u011bnovat soukrom\u00e9mu podnik\u00e1n\u00ed a b\u00fdt v n\u011bm \u00fasp\u011b\u0161n\u00fd. Co\u017e bohu\u017eel nen\u00ed samoz\u0159ejmost. \u017d\u00e1dn\u00fd zam\u011bstnanec nem\u00e1 takovou m\u00edru svobody jako podnikatel, a \u017e\u00e1dn\u00fd nem\u00e1 obvykle mo\u017enost vyd\u011bl\u00e1vat si [&hellip;]","datePublished":"2025-08-18","dateModified":"2025-08-18","author":{"@type":"Person","@id":"https:\/\/www.kerabel.cz\/author\/#Person","name":"","url":"https:\/\/www.kerabel.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/670235c08005d2f1b80a3d56a421809661de47ce0289bd1c93d0120f6ef211a4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/670235c08005d2f1b80a3d56a421809661de47ce0289bd1c93d0120f6ef211a4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"kerabel.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.kerabel.cz\/wp-content\/uploads\/pppppppppppppppppppppp_10_10_10_5.jpg","url":"https:\/\/www.kerabel.cz\/wp-content\/uploads\/pppppppppppppppppppppp_10_10_10_5.jpg","height":0,"width":0},"url":"https:\/\/www.kerabel.cz\/nezoufejte-podnikatele\/","about":["Finance"],"wordCount":455,"articleBody":"      Kdo by necht\u011bl m\u00edt dost pen\u011bz a b\u00fdt sv\u00fdm vlastn\u00edm p\u00e1nem, \u017ee? To je snad ide\u00e1l ka\u017ed\u00e9ho z n\u00e1s. Jen\u017ee aby se to n\u011bkomu po\u0161t\u011bstilo, mus\u00ed se doty\u010dn\u00fd v\u011bnovat soukrom\u00e9mu podnik\u00e1n\u00ed a b\u00fdt v n\u011bm \u00fasp\u011b\u0161n\u00fd. Co\u017e bohu\u017eel nen\u00ed samoz\u0159ejmost. \u017d\u00e1dn\u00fd zam\u011bstnanec nem\u00e1 takovou m\u00edru svobody jako podnikatel, a \u017e\u00e1dn\u00fd nem\u00e1 obvykle mo\u017enost vyd\u011bl\u00e1vat si n\u011bjak\u00e9 skute\u010dn\u011b obrovsk\u00e9 pen\u00edze, co\u017e je dom\u00e9nou pr\u00e1v\u011b podnikatel\u016f, rozhoduj\u00edc\u00edch osobn\u011b o sv\u00e9m osudu. Jen\u017ee podnik\u00e1n\u00ed je sou\u010dasn\u011b i nejist\u00e1 z\u00e1le\u017eitost. A zat\u00edmco se tu d\u00e1 skute\u010dn\u011b pohodln\u011b vyd\u011blat spousta pen\u011bz, m\u016f\u017ee b\u00fdt tak\u00e9 v\u0161echno p\u0159esn\u011b naopak. Podnikatel m\u016f\u017ee tak\u00e9 d\u0159\u00edt do \u00famoru a nakonec z toho nemus\u00ed nic m\u00edt.Zkr\u00e1tka se podnik\u00e1n\u00ed m\u016f\u017ee pot\u00fdkat se spoustou komplikac\u00ed. A nakonec se m\u016f\u017ee st\u00e1t, \u017ee u\u017e nejsou pen\u00edze ani na udr\u017eov\u00e1n\u00ed firmy v provozu, o tom ostatn\u00edm u\u017e ani nemluv\u011b. A v tu chv\u00edli podnikatel\u016fm, je\u017e to postihlo, nikdo nez\u00e1vid\u00ed. A co d\u011blaj\u00ed podnikatel\u00e9 pro z\u00e1chranu sv\u00fdch firem? Co podnikaj\u00ed, kdy\u017e si n\u011bkdy nezvl\u00e1dnou vyd\u011blat pen\u00edze, kter\u00e9 pot\u0159ebuj\u00ed? Docela b\u011b\u017en\u00e9 je to, \u017ee to \u0159e\u0161\u00ed do\u010dasn\u011b p\u016fj\u010dkou. Kter\u00e1 m\u016f\u017ee b\u00fdt t\u0159eba i sp\u00e1sou podnik\u00e1n\u00ed, kter\u00e9 m\u00e1 podpo\u0159it. Jen\u017ee p\u016fj\u010dku nedostane ka\u017ed\u00fd. Vesm\u011bs se podnikatel\u00e9 v nesn\u00e1z\u00edch nemohou spolehnout na to, \u017ee si vyberou vhodnou p\u016fj\u010dku a dostanou ji. \u010casto toti\u017e v bank\u00e1ch neusp\u011bj\u00ed kv\u016fli v\u00fd\u0161i sv\u00fdch p\u0159\u00edjm\u016f nebo z\u00e1znam\u016fm v registrech dlu\u017en\u00edk\u016f.A ti, kdo to necht\u011bj\u00ed vzd\u00e1t? Ti m\u00ed\u0159\u00ed za nebankovn\u00ed hypot\u00e9kou. Proto\u017ee tu m\u016f\u017eou m\u00edt i tehdy, kdy\u017e nejsou ide\u00e1ln\u00edmi \u017eadateli. A kdy\u017e jim nebankovn\u00ed spole\u010dnost nab\u00eddne rychle a v\u00fdhodn\u011b i velk\u00e9 pen\u00edze, kdo by odolal? Jist\u011b, i u nebankovn\u00edch hypot\u00e9k mus\u00ed \u017eadatel\u00e9 nab\u00eddnout odpov\u00eddaj\u00edc\u00ed z\u00e1ruky spl\u00e1cen\u00ed, ale to tu nen\u00ed vlastn\u011b \u017e\u00e1dn\u00fd probl\u00e9m. Daj\u00ed jednodu\u0161e nebankovn\u00ed spole\u010dnosti do z\u00e1stavy nemovitost a podnikatelsk\u00e1 hypot\u00e9ka je s takovou z\u00e1rukou jist\u00e1. A je t\u0159eba jenom db\u00e1t toho, abychom si ji brali s rozmyslem, jinak p\u016fj\u010den\u00e9 pen\u00edze utrat\u00edme a p\u0159ijdeme p\u0159i probl\u00e9mech se spl\u00e1cen\u00edm klidn\u011b i o st\u0159echu nad hlavou.                                                                                                                                                                                                                                                                                                                                                                                          4.5\/5 - (4 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nezoufejte, podnikatel\u00e9","item":"https:\/\/www.kerabel.cz\/nezoufejte-podnikatele\/#breadcrumbitem"}]}]